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Archive for the ‘Fact Sheets’ Category

More than once in my life I have been told in a peremptory way by someone superior to me to do something I was already doing or just beginning to do. It happened often enough to become a pet peeve.

Why does this always happen to me, I wondered. Do I bring this upon myself? Turns out maybe I do since in hindsight I notice a pattern.

Once I identify a problem, I consider ways to address it which I might begin testing out and mention to a friend, colleague, or superior later. Or I might bring the problem and proposed solution to a superior for approval before implementing the solution.

More often than I’d have liked, the response of the person has been, “Well! You should do X,Y,Z!” “Yes,” my hurt response would be. “That’s exactly what I am already doing/was asking to do with your approval.” Then I typically would slouch off all bent out of shape and hurt.

This pattern in my past is perhaps the reason why I felt so angered and hurt this morning watching an America Divided episode about Appalachia on Epix when narrator Nick Offerman directed a snide remark at Hillary Clinton. The episode was specifically about the coal industry.

During her 2015-16 presidential campaign, Hillary said some sentences that were lifted from context and used as rallying cries against her. I guess this happens to many candidates. She was my candidate, so it bothered me.

What everyone heard was something like, “A lot of people are going to lose their jobs.” That was the sentence that was carried like a banner against her. It was the sentence that Offerman singled out. The only one.

What he and many missed was that she also proposed replacing fossil fuel energy with clean renewables and bringing that industry into coal country where miners could be retrained to work in clean energy production.

Later in the Epix show, Offerman interviewed a woman who was implementing exactly the kind of program Hillary had proposed. He was impressed. Small comfort for his “Geez HRC,” earlier. No comfort since he did not credit her with her suggestions.

Where was the disconnect? Many Hillary supporters have complained that the media did not highlight her agenda. Maybe that is it. CNN and MSNBC carried her major policy speeches and campaign rallies. But the next day on the plane, the questions from the press were not about the policies she was proposing. They always fell back on her email. Or John Podesta’s email. Or somebody else’s emails to her.

Did Offeman miss out on Hillary’s full coal country message? I guess, like many Americans, he did. As he is the host of a documentary show about politics in this divided nation, I hold him more responsible than most Americans to know what her full message was. It is, after all still available on her website.

I suppose it angered and hurt me personally because the whole gestalt so closely parallels my pet peeve. He dissed Hillary and liked what a program was doing when that program was actually following a blueprint Hillary had proposed. I would not be surprised to find that Hillary was in communication with those very principals during her campaign.

“She already proposed doing that,” I wanted to yell. But it was useless.

Hillary is not president and hasn’t done a single thing to hurt Appalachia. She did not shut down the coal industry. It did itself in, and cleaner, greener alternatives have arisen which Hillary proposed importing to areas hurt economically by the decline of coal.

So, GEEZ, Nick Offerman! Do your research before you go on camera with partial truths.

I could not help but notice that Gretchen Carlson is a co-producer on this show, so I am going to lay part of the blame on her, as well. Shouldn’t someone have familiarized themselves with Hillary’s policy before slamming her in this documentary? Can’t say I can vouch for their thoroughness or fairness.

Perhaps, given the title of the show, the intent is to ensure future seasons by misrepresenting facts thereby keeping America divided. Knowing the plan linked below is part of the job before you slam Hillary Clinton on this issue.

Here is the detailed plan Hillary put forth for coal communities >>>>

05-02-16-G-05

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After touring the Futuramic Tool and Engineering facility in Warren, MI, Hillary delivered remarks addressing her plans for the economy in contrast to the very hazy, foreshortened bullets (I hesitate to call them plans) offered by Donald Trump. Bullets are great on a memo or a meeting agenda.  The American people want to hear how candidates plan to boost the economy.  Hillary presented a detailed, multifaceted, intersectional set of initiatives that, working in concert, will benefit all Americans and American families, not just those at the top.

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Just a note on Trump’s latest lies and other words. He told a crowd this morning that Hillary talks for 10 minutes and then goes home and sleeps.  Everyone here knows that is not true, and we actually often wonder if she ever gets a chance to sleep. His speech consisted largely (he thinks bigly is a word) of reading off a series of numbers from notes in his hand.  They were just numbers out of context. They meant nothing, and it was mystifying.  Hillary, in interview situations, for example, and town halls, can rattle off numbers from her head, without knowing a particular question is coming, and relates the numbers to concrete realities.  Trump held up a graph that he stared at more than he showed it to the audience.  It was a shabby imitation of Ross Perot who at least really knew the graphs and what they showed.  Perhaps Perot even made those graphs himself.  Trump looked at the graph and read the numbers as if they were alien to him and he had never seen them before.  In one instance he said, “I agree with this one.”  What an unprepared puppet of the billionaire boys club that he calls his economic advisory team!

Here is Hillary’s plan.

Stronger Together: Hillary Clinton’s Plan for An Economy That Works for Everyone, Not Just Those at the Top

Earlier today, Hillary Clinton delivered a speech in Warren, Michigan, posing four questions that should make voters’ choice in this election crystal clear. First, which candidate will actually stand up to those at the top and restore balance and fairness to our economy? Second, who has a better plan to create good-paying jobs? Third, who will really go to bat for working families? And, fourth, who can break through the dysfunction in Washington deliver real results for the American people?

Donald Trump fails each of these tests. Instead of restoring balance and fairness to our economy, he wants to provide trillions in tax breaks to corporations and the super-wealthy, exploding our deficit while leaving working families to hold the bag. Instead of creating good-paying jobs, his economic proposals would produce crisis and recession, resulting in 3.4 million lost jobs according to independent analysts who also projects that the economy would create 10.4 million jobs under Hillary Clinton’s plans. Instead of standing up for working families, Trump has made a career out of stiffing small businesses and outsourcing jobs. Instead of breaking through Washington gridlock, Trumps’ temper tantrums and name-calling would just make things worse.

Unlike Donald Trump, Hillary Clinton has the agenda, experience, and know-how to restore fairness to our economy, create good-paying jobs, stand up for working families, and break-through Washington’s dysfunction to deliver real results for the American people. She understands that we are stronger together when we grow together—when we all contribute to our prosperity and we all share in the rewards. While we have worked our way back from the Great Recession, too many Americans are still left out and left behind. Instead of growing together, we’re in danger of growing apart – with too few good-paying jobs, too much inequality, and a lack of basic economic security and fairness for working families.

We can meet these challenges. We can spur more economic growth, which will create more good-paying jobs and raise wages. And we can have more economic fairness, so the rewards are shared with everyone. Hillary Clinton is running for President to build an economy that works for everyone, not just those at the top. As she laid out in her speech last month in Raleigh, North Carolina, she is setting five big goals to get there:

  1. Break Through Washington Gridlock to Make the Boldest Investment in Good-Paying Jobs Since World War II
  2. Make Debt Free College Available to All Americans
  3. Rewrite the Rules to Ensure That Workers Share in the Profits They Help Create
  4. Ensure That Those at the Top Pay Their Fair Share
  5. Put Families First by Matching Our Policies to How Families Live, Learn, and Work in the 21st Century Economy

A summary of Hillary’s economic agenda is below. You can read about all of these proposals in greater detail at https://www.hillaryclinton.com/issues/.

I. BREAK THROUGH WASHINGTON GRIDLOCK TO MAKE THE BOLDEST INVESTMENT IN GOOD-PAYING JOBS SINCE WORLD WAR II

Our country has a strong bipartisan tradition of investing in our future—from Eisenhower’s Interstate highway system, which unlocked the potential of the American economy and drove the rise of the middle class, to the Apollo program, which put a man on the moon and fueled giant leaps forward in technology and innovation. Hillary Clinton will break through the gridlock in Washington to make these investments, which have been a hallmark of American prosperity, once again possible.

From her first day in office to her last, Hillary will make it a central priority to make sure that every American can find a good-paying job, with rising incomes across the board. That’s why she will make the largest investment in good-paying jobs since World War II. These investments will not just create good jobs today, they will unlock the potential of our businesses to create good-paying jobs in the future. And she is setting a goal of a full employment, full-potential economy, where we break down barriers and create good-paying jobs in every community, for people across the country willing to work hard. Hillary will:

  • Launch our country’s boldest investments in infrastructure since we built the Interstate highway system
  • Make audacious advancement in research and technology, creating the industries and jobs of the future
  • Establish the U.S. as the clean energy superpower of the world—with half a billion solar panels installed by the end of her first term and enough clean renewable energy to power every home in American within ten years of her taking office
  • Cut red tape, make small business tax filing as easy as keeping a checkbook, and expand access to capital so small businesses can grow, hire and thrive
  • Ensure that the jobs of the future in caregiving and services are good-paying jobs, recognize their fundamental contributions to families and to America
  • Pursue smarter, fairer, tougher trade policies that put U.S. job creation first and that get tough on nations like China that seek to prosper at the expense of our workers – including opposing trade deals, like the Trans-Pacific Partnership, that do not meet a high bar of creating good-paying jobs and raising pay
  • Commit to a full employment, full-potential economy and break down barriers so that growth, jobs, and prosperity are shared in every community in America, no matter where you live and no matter your race, ethnicity, gender, sexual orientation, or disability
  • Appoint Fed governors who share the belief that maximum employment is an essential prong of the Federal Reserve’s dual mandate

II. MAKE DEBT FREE COLLEGE AVAILABLE TO ALL AMERICANS

An economy that works for everyone, not just those at the top, is based on the idea of equal opportunity and a belief that anyone can rise. That vision of our nation only works if we renew our commitment to education at every level. That’s why Hillary will fight for transformational investments that prepare the next generation for the jobs of the future—starting with debt-free college:

  • Eliminate tuition for working families and provide debt-free college to all Americans—because debt should never be a barrier to equal opportunity
  • Ease the crushing burden of student debt for 40 million Americans by allowing students to refinance at lower rates and making sure that none of them have to pay more than they can afford

III. REWRITE THE RULES TO ENSURE WORKERS SHARE IN THE PROFITS THEY HELP CREATE

Businesses thrive all over our country by seeing employees as assets to invest in, not costs to cut. They’re building companies, not stripping them, and creating good jobs, not eliminating them. But too many corporations take the opposite view. They seem to have forgotten that one of the biggest assets on their balance sheets is America itself. Hillary will make it easier for companies that take the “high road,” like sharing profits with their workers and investing in them over the long term. And she will make it harder for them to take the “low road,” by mistreating their workers and customers or walking out on America to avoid paying their fair share in taxes.

  • Reward companies that share profits with their employees, not just their executives
  • End the tyranny of “quarterly capitalism” and encourage companies to invest in America for the long-run
  • Reform our tax code to reward businesses that invest in jobs in the United States, and impose an exit tax on companies that move overseas to avoid paying their taxes
  • Strengthen our antitrust laws and enforcement so businesses get ahead by competing and benefitting their customers – not by unfairly concentrating markets
  • Eliminate write-offs and claw back special tax breaks when companies ship jobs and production overseas, and use the proceeds to invest in America
  • Pursue worker-friendly policies to make it harder for companies to race to the bottom in search of profits

IV. REWRITE THE RULES AND MAKE SURE THAT THOSE AT THE TOP PAY THEIR FAIR SHARE

Our tax code is rigged for those at the top, making it harder to invest in our future, whether it’s in infrastructure, education or healthcare. We need policies to address these discrepancies in our tax code and go after all the scams, loopholes, and special breaks exploited by corporations and the mega-rich, like the carried interest loophole that lets some hedge fund managers pay a lower rate than a teacher or a nurse. She believes that by making sure the most fortunate and corporations pay their fair share, we can afford to pay for the ambitious progressive investments she has put forward, in a fiscally responsible way, without adding to the debt.

As President, Hillary will make sure that corporations and the most fortunate play by the rules and pay their fair share – because they can afford it, and we’re all in this together. She will:

  • Reform our individual income tax code to make sure that no millionaire pays a lower tax rate than a middle-class family and impose a surcharge on the incomes of multi-millionaires
  • Close tax loopholes and special breaks that make it possible for the wealthy and corporations to avoid paying their fair share
  • Charge a risk fee on major Wall Street institutions
  • Close the “carried interest” loophole for Wall Street money managers – acting without Congress if it will not move forward on its own

V. PUT FAMILIES FIRST AND MAKE SURE THEY HAVE THE SECURITY AND OPPORTUNITY THEY NEED TO THRIVE IN THE TWENTY-FIRST CENTURY

When we forged the basic bargain of our economy, with guarantees like Social Security, minimum wage, overtime pay, child labor laws, and other protections we count on today, our economy was very different. Most families got by on one income, and workers could expect to hold a steady job with good benefits for an entire career. Despite massive shifts in how our economy works today, too many of our policies are outdated and basic protections have not kept up. We need policies that match how we actually live and work in this 21st century economy. That means updating the basic bargain and putting families first. Hillary will:

  • Provide universal, affordable healthcareincluding offering a public option choice in every state, letting people over 55 buy into Medicare, and investing in community health centers
  • Work to ensure no family pays more than 10 percent of their income on child care by making the Child Tax Credit more generous for working families, making preschool universal for every 4 year-old in America, and significantly increasing our investment in high-quality child care programs
  • Break down barriers to make affordable housing and homeownership possible for hard working families

 

And now this!

David Cay Johnston:  Is a Crook Hiding in Donald Trump’s Taxes?

STAND

 

 

 

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Ever since the ACA passed, Hillary has echoed over and over that it was a good first step, and we have to do more.  Other candidates in this election cycle have campaigned on a promise to repeal the ACA,  Hillary has vowed all along to improve, strengthen, and enhance it. Here is her commitment to the future of health care.

Hillary Clinton’s Commitment: Universal, Quality, Affordable Health Care for Everyone in America

The Affordable Care Act was a critically important step toward the goal of universal health care, offering coverage to 20 million more Americans, and ensuring all Americans will never be denied coverage on account of a pre-existing condition or their gender. Today, 90 percent of all Americans have health insurance, the most in the history of our country.

Despite this progress, Hillary believes that we have more work to do to finish our long fight to provide universal, quality, affordable health care to everyone in America. This starts by strengthening, improving and building on the Affordable Care Act to cover more Americans.

First, Hillary will work with governors to expand Medicaid in every state, so that access to care no longer depends on where you live. It is a disgrace that 19 states have left 3 million Americans without health insurance because their states have refused to expand Medicaid. It is wrong that Republican governors and legislatures are leaving too many Americans without health insurance even though they qualify for coverage. Hillary will launch a national campaign to enroll people who are eligible but not already enrolled. She will expand access to affordable health care to families regardless of immigration status by allowing families to buy health insurance on the health Exchanges regardless of their immigration status.

Second, Hillary will get health care costs under control so that those who have health insurance can afford the health care they need. She will not stand for unjustified health premium increases – she will make sure the Secretary of Health and Human Services has the authority to block or modify unreasonable health insurance premium rate increases so that coverage is more affordable. Hillary has comprehensive plans to address increasing out-of-pocket and prescription drug costs. She will cap prescription drug costs that people have to pay out of pocket, and limit excessive out-of-pocket costs for families. And Hillary will work on long-term solutions to reduce consumer costs of prescription drugs so that these drugs are affordable for all, while not stifling innovation that produces life-saving and life-extending scientific breakthroughs.

Third, consistent with her previous proposals on public options, Hillary will pursue efforts to give Americans in every state in the country the choice of a public-option insurance plan, and to expand Medicare by allowing people 55 years or older to opt in while protecting the traditional Medicare program.

Hillary has also laid out strategies to address a multitude of pressing health care challenges – from Alzheimer’s, to autism, mental health and substance abuse, to public health infrastructure and environmental health, to women’s health, all the way through Zika.

As we advance toward the goal of universal health care, Hillary believes we must do more to address the lack of access to primary health care, dental care, mental health care and affordable prescription drugs.

One critical component of establishing universal primary care is to expand our proven system of Federally Qualified Health Centers. Today, 25 million people in the United States get their care from these community health centers each year. We must significantly expand that coverage so that every American, regardless of where they live, has good quality primary health care available to them at a cost they can afford.

The Affordable Care act significantly expanded mandatory funding for FQHCs. As part of her comprehensive health care agenda, Hillary is committed to doubling the funding for primary care services at community health centers over the next decade. If you are in town visiting Fort Collins, there are a number of local dispensaries that offer deals on cannabis. In doing so, we will dramatically expand access to millions more people with the help from houseofcannabis. This means extending the current mandatory funding under the Affordable Care Act and expanding it by $40 billion over the next 10 years.

Hillary also supports President Obama’s call for a near tripling of the size of the National Health Service Corps, which will increase funding to $810 million in 2017 and grow over time to $1.3 billion by 2027.

These are good investments for patients and for taxpayers.  Today, community health centers save more than $1,200 per person per year. This is a savings to the overall health care system of $49 billion each year.  And by allowing people to access health care when they need it, we will avoid costly illnesses, hospital stays and trips to emergency rooms.  A healthier population also means fewer missed days of school and work. In sum, working toward providing universal primary care to all Americans by investing in community health centers will save billions in unnecessary health care spending.

Together these steps will get us closer to the day when everyone in America has access to quality, affordable health care.

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In Atlantic City, Hillary recounted stories of small business people who did work for Donald Trump and were not paid.  She has a plan to prevent small businesses from being bullied and stiffed by big businesses and bad actors like this one.

NEW TESTIMONIAL VIDEO: When Trump Wins, the Little Guy Loses

On the night of the California primary, in the clubhouse of the Trump National Golf Club Westchester, Donald Trump touted his less-than-stellar business record and claimed he would “make it very, very good” for small business in America.

Architect Andrew Tesoro designed that clubhouse. Trump loved it. But when Tesoro sent Trump a bill for his work, he replied through his lawyers: Accept pennies on the dollar or I’ll tie you up in court for years.

In a new video released by Hillary for America, Tesoro says he was humiliated by Trump and felt he had no choice but to accept a low-ball payment for his work. Trump almost put him out of business. He made nothing for years, maxed out his credit lines, and dipped into his son’s college savings to survive.

Tesoro is one among many Trump has targeted, and Hillary for America is updating the ArtOfTheSteal.biz to outline Trump’s step-by-step guide to getting rich on the backs of those don’t have the resources to fight him. Call this the “Trump Discount.”

Trump’s “master grifter” strategy has sunk small businesses and hurt working families. Forcing those who cannot match him in court to either sue or settle for less than they deserve, Trump has shown again and again that for him, winning means the little guy loses.

Trump’s grand scheme for business success had four steps:

1. Contract out some work to a local small business.

Now, this part seems nice! If you’re looking for someone to install the chandeliers in your mansion or build some cabinets, why wouldn’t you hire a mom-and-pop operation who will put some real care into the job?

2. After the work is done, just don’t pay.

That’s right — after completing the job, the aforementioned small business would send out an invoice for payment… that wouldn’t ever come.

This is the step where Trump loses me. It’s also where Edward Friel of Atlantic City found himself:

“After submitting the final bill for the Plaza casino cabinet-building in 1984, Paul Friel said he got a call asking that his father, Edward, come to the Trump family’s offices at the casino for a meeting. There Edward, and some other contractors, were called in one by one to meet with Donald Trump and his brother, Robert Trump.”

3. Offer the contractor two options: Begin an expensive lawsuit, or accept way less money than previously agreed upon.

We’re talking a fraction of the price of the job — after the work was already done. Take landscaper Herman Caucci and marble supplier John Millar:

“Caucci, who himself was owed more than $500,000, says Millar agreed to take 10 cents on the dollar, but court documents suggest he got about 30 cents on the dollar over the next year. Millar is deceased. His family wouldn’t respond to repeated calls for comment.

Either way, the money wasn’t enough. Millar eventually had to lay off workers, shut down his business Avalon Commercial, close many of his retail stores and borrow from friends to make ends meet, according to court documents and Millar’s lawyers and former employees.”Maybe bigwigs with wealthy fathers like Donald Trump can afford a bankruptcy or two, but small business owners? They can’t.

“’HE ALMOST bankrupted us,’ says the retired owner of a construction business on the east coast. Thirty years ago he ran a small business with around ten employees, which was hired by Donald Trump to work on an 11-month project at his Taj Mahal casino in Atlantic City. It was the biggest contract, by far, that the business had ever had. The builders worked as they had never done before to complete the job on time. As soon as they finished, Mr Trump stopped paying. He owed around $200,000 of a bill totalling about $700,000, a huge sum for a small company.”

4. Watch as the business sinks — hitting owners and employees alike.

While Donald gets off with discounted work, more than one business were nearly driven to shut their doors. Seems exactly the opposite of “looking out for the little guy” to me.

We’re not talking once or twice here. According to USA Today, there have been literally hundreds of suits against Trump for unpaid bills. That’s hundreds of hard-working people who have been cheated by the Donald — and been brave enough to fight back.

Read the rest at http://www.artofthesteal.biz/

Trump is not even ashamed of this strategy or his practices. Hillary, on the other hand, thinks small businesses should be protected from this behavior. This is where business insurance comes in.

Hillary for America Unveils Plan to Ensure Small Businesses Get Paid, Not Stiffed By Bad Actors in Big Business

Hillary Clinton has a new plan to strengthen small businesses by cracking down on bad business actors whose fraudulent business practices jeopardize small businesses and their workers. Hillary Clinton’s plan proposes giving small businesses recourse to fight back against unscrupulous big business practices that stiff small businesses when bills come due. She will leverage hundreds of billions of dollars in federal contracting to make sure small businesses get paid faster – and expand programs that put more working capital in the hands of small business owners so they can thrive, grow and hire. These proposals are part of her plan to fight for the largest investment in good-paying jobs in her first 100 days in office, one of her five major goals for our economy.

The announcement follows Clinton’s speech in Atlantic City, New Jersey, on Wednesday outside the former Trump Plaza Hotel and Casino, where she decried Trump’s failed business record and was joined by one Atlantic City small businessman, Marty Rosenberg, who was not paid in full for his work on a Trump property.

“I thought a lot about my dad in the last weeks as I learn more about Donald Trump’s business behavior,” Hillary Clinton said in Atlantic City. “My dad was a small businessman. If his customers had done to him what Trump did to these companies, he wouldn’t have made it, either. … We believe in an America where small businesses are respected, not scammed. I have a plan to make sure big businesses can’t stiff suppliers and contractors like Donald’s been doing for years.”

Clinton’s plan would enhance legal protections for small businesses that are repeatedly stiffed by large firms and give them better tools to protect themselves against predatory behavior by large companies. She would increase federal regulatory enforcement for unscrupulous big businesses that have a pattern or practice of using their market power to repeatedly exploit small businesses by not paying them, or otherwise defrauding or deceiving them. She also would ensure that small businesses have expanded means of recourse, such as through banding together to hold these practices accountable in court.

“Small businesses are the foundation of the American Dream, for generations providing opportunity for millions of American families and workers,” said former Small Business Administration Administrator Karen Mills, now a senior fellow at Harvard Business School. “Despite their resilience the recession hit them hard, but they have proven that given the resources and opportunity, they can and will continue to drive our nation’s economic growth and competitiveness. Secretary Clinton has laid out a plan that ensures small businesses aren’t taken advantage of and get paid on time, leverages federal dollars to ensure prompt payment, and expands access to working capital. This is important because whether it’s a Main Street shop or a startup tech firm, customer demand, cash flow and a friendlier tax and regulatory environment are critical. Secretary Clinton’s focus is on making sure small businesses have a government that is working for them, fighting for them and enabling them to grow and create jobs.”

Additionally, Clinton’s plan calls for leveraging the more than $400 billion in federal government contracting to encourage businesses to pay their suppliers in full and on time. Her plan also calls for expanding proven SBA loan guarantee programs that broaden access to working capital, so small businesses can weather periods where they are not paid on time – and thrive, grow, hire, and expand.

To read Clinton’s full proposal for defending, protecting and supporting small businesses from abusive big business practices, visit her website here.

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Hillary spoke on the famed and fabled Atlantic City boardwalk in front of a defunct and abandoned Trump casino and down the walk from striking workers at the one Trump operation that has not (yet) shut down.

TRANSCRIPT >>>>

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We can’t let Trump bankrupt America like we’re one of his casinos.

What Donald Trump did in Atlantic City is nothing to brag about—it’s shameful—and every voter in America needs to know about it.

Donald Trump called the Trump Plaza Casino and Hotel “the biggest hit yet.” Now, it’s abandoned.

 

The Trump Marina Hotel Casino in Atlantic City was sold just a few years ago at a huge loss.

And the Trump Taj Mahal, which Donald called the 8th Wonder of the World, is bankrupt. It canceled workers’ health insurance and pensions.

“Isn’t he supposed to be some kind of amazing businessman? What … happened here?”

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“[‘s] businesses were failing long before the rest of the town was struggling…his bad decisions hurt the whole city.”

“Atlantic City was a very good cash cow for me for a long time…The money I took out of there was incredible.” —Donald Trump

“What he did here in Atlantic City is exactly what he’ll do if he wins in November.” —Hillary on :

Donald Trump’s business strategy: It’s not about what you can build. It’s about how much you can take.

“No major company has filed Chapter 11 more often in the last 30 years than Trump’s casinos.” —Hillary

“In America, we don’t begrudge people being successful…but we do if they get rich by destroying other people.” —Hillary

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Donald Trump’s Record In Atlantic City Is A Disaster, Literally

Hillary Clinton just delivered a speech in Atlantic City, New Jersey, making the case that Donald Trump is unfit to serve as president based on the wake of destruction his business dealings have left in the seaside town and for businesses and families across the country. In remarks in front of Boardwalk Hall, Clinton highlighted Trump’s history in Atlantic City of multiple bankruptcies, stiffing contractors and spurring hundreds of job losses while pocketing cash for himself. She showed that Donald Trump’s promise that he would “do for the country what I did for my business” is a clear threat, and a major reason why voters cannot allow him to endanger our economy from the White House.

See for yourself how the lines from Hillary’s Clinton’s speech today compare with Trump’s record:

Donald Trump says he’s qualified to be president because of his business record.

TRUMP: I’ve been a world-class businessman…That’s the thinking that our country needs

Three weeks ago, he said, and I quote, “I’m going to do for the country what I did for my business.”

TRUMP: I’m going to do for the country what I did for my business.

Maybe he hoped we wouldn’t check. Because what he did for his businesses – and his workers – is nothing to brag about. In fact, it’s shameful. And every single voter in America needs to know about it – so we don’t let him do to our country what he did to his business.

New York Times: How Donald Trump Bankrupted His Atlantic City Casinos, but Still Earned Millions

AP: ‘Little guy’ contractors still angry at Trump Taj bankruptcy

Chris Wallace: In that case alone lenders to your company lost over $1 billion and more than 1,100 people were laid off.

We’re standing in front of the old Trump Plaza Casino and Hotel. Donald Trump once predicted, “It will be the biggest hit yet.”

TRUMP: It will be the biggest hit yet

Now it’s abandoned. You can just make out the word TRUMP where it used to be written in big flashy lights. He got the letters taken down a few years ago.

New York Times

CBS News: Rusty stains on the former Trump Plaza…still spelled out his name after neon letters were taken down

Not far from here is the old Trump Marina Hotel Casino. A few years ago, it was sold at a huge loss.

New York Times: The long-failing Trump Marina Hotel Casino was sold at a major loss five years ago and is now known as the Golden Nugget.

Just down the boardwalk is the Trump Taj Mahal. Donald once called it the “Eighth Wonder of the World.”

New York Times: Mr. Trump bills his new casino, his third, as ‘‘the eighth wonder of the world.”

It filed for bankruptcy in 2009.

Washington Post: In 2009, Trump Entertainment Resorts, formed in the aftermath of the Trump empire’s bankruptcies, itself declared bankruptcy after missing a $53 million bond interest payment.

CBS News: The Taj Mahal is being taken over by fellow billionaire Carl Icahn from bankruptcy court, and Trump’s 10 percent ownership stake has become all but worthless.

Things got so bad, the new management canceled workers’ health insurance and pensions.

Associated Press: The casino enraged its unionized workers during its most recent spin through bankruptcy court in October 2014 when it got a judge to allow it to cancel health and pension benefits.

Now those workers are on strike.

Associated Press: Union goes on strike against Trump Taj Mahal casino

Isn’t Donald Trump supposed to be some kind of amazing businessman? What in the world happened here? His excuse for all this failure is that Atlantic City just went downhill. It’s not his fault. Don’t believe it. His businesses were failing long before the rest of the town was struggling.

New York Times: Though [Trump] now says his casinos were overtaken by the same tidal wave that eventually slammed this seaside city’s gambling industry, in reality he was failing in Atlantic City long before Atlantic City itself was failing.

In fact, according to many posts on sites like www.boomtownbingo.com/vernons-bingo-review/: other businesses here did worse because Donald Trump acted so irresponsibly.

Newsweek: Small vendors who grappled with delayed or lower payments as a business practice then became the unsecured creditors in the bankruptcies.

He calls himself the “King of Debt,”

TRUMP: I am the king of debt.

and he earned that title right here in A.C.

Washington Post: Trump’s bad bet: How too much debt drove his biggest casino aground

His bad decisions hurt the whole city.

CNN: But the bankruptcies have hurt Atlantic City, a city that is now blighted with empty hulking buildings, unemployment substantially higher than the national average, and a high violent crime rate.

He intentionally ran up huge amounts of debt on his companies – hundreds of millions of dollars. He borrowed at high interest rates – even after promising regulators that he wouldn’t.

Washington Post: Trump’s bad bet: How too much debt drove his biggest casino aground

Washington Post: Because of his reputation as a dealmaker, [Trump] said, bankers were lining up to lend him money at prime rates. That meant he could avoid the risky, high-interest loans known as junk bonds….the prime-rate loans never materialized. Determined to move forward, [Trump] turned to the very junk bonds he had derided in the hearing.

What came next? He defaulted on those loans. Didn’t pay them back.

Washington Post: The Taj defaulted on interest payments to bondholders as his finances went into a tailspin.

And in the end, he bankrupted his companies – not once, not twice, but four times.

PolitiFact: Clinton was right that Trump bankrupted companies four times

Here’s what he said about one of those bankruptcies: “I figured it was the bank’s problem, not mine. What the hell did I care?”

TRUMP: I figured it was the bank’s problem, not mine. What the hell did I care?

And here’s an important thing about how Donald Trump operates. He doesn’t default and go bankrupt as a last resort. He does it over and over again on purpose – even though he knows he’ll leave others empty-handed while he keeps the plane, the helicopter, the penthouse.

Washington Post: Today, Trump lives in a luxury apartment on one of the top floors of Trump Tower. He also owns the Tower. He still gets around by limousine and helicopter, protected by personal bodyguards, and has millions of dollars at his disposal.

TRUMP: I used the law four times and made a tremendous thing. I’m in business. I did a very good job.

He convinced other people that his Atlantic City properties were a great investment, so they would put in their own hard-earned money. But he always rigged it so he got paid, no matter how his companies performed.

New York Times: But even as his companies did poorly, Mr. Trump did well. He put up little of his own money, shifted personal debts to the casinos and collected millions of dollars in salary, bonuses and other payments. The burden of his failures fell on investors and others who had bet on his business acumen.

When this casino collapsed because of how badly he mismanaged it, hundreds of people lost their jobs.

Chris Wallace: In that case alone lenders to your company lost over $1 billion and more than 1,100 people were laid off.

Shareholders were wiped out.

Forbes: In the case of his casinos, Trump has screwed his shareholders three consecutive times by wiping out their investment.

Lenders lost money.

New York Times: His casino companies made four trips to bankruptcy court, each time persuading bondholders to accept less money rather than be wiped out.

Contractors – many of them small businesses – took heavy losses. Many went bust.

New York Times: Triad Building Specialties nearly collapsed when Mr. Trump took the Taj into bankruptcy.

USA Today: Construction bill that went unpaid by Trump began the demise of Edward J. Friel Company.

But Donald Trump walked away with millions.

New York Times: How Donald Trump Bankrupted His Atlantic City Casinos, but Still Earned Millions

Here’s what he says about the whole experience: “Atlantic City was a very good cash cow for me for a long time.”

TRUMP: Atlantic City was a very good cash cow for me for a long time.

“The money I took out of there was incredible.” The money he took out of here.

TRUMP: Atlantic City fueled a lot of growth for me…The money I took out of there was incredible.

That says everything you need to know about how Donald Trump does business. It’s not about what he can build. It’s about how much he can take. He did it again just this morning. He went on Twitter and said, “I made a lot of money in Atlantic City and left.” He got rich and got out, and he thinks that’s something to be proud of.

TRUMP: I made a lot of money in Atlantic City and left 7 years ago, great timing (as all know).

And he didn’t just take advantage of investors. He took advantage of working people.

USA Today: Hundreds allege Donald Trump doesn’t pay his bills

Donald Trump has been involved in more than 3,500 lawsuits over the past 30 years. That’s one every three days, give or take. Today’s Wednesday, so he’s due for another one.

USA Today: Trump’s 3,500 lawsuits unprecedented for a presidential nominee

You may know about Vera Coking, the widow whose house on Columbia Place Donald tried to seize through eminent domain and turn into a parking lot for limousines.

Vox: Donald Trump really did try to take an elderly widow’s house for a limousine parking lot

New York Times: Vera Coking, a widow who lives in one of the two houses on the block slated for condemnation, is also fighting to stay until she gets what she believes the property is worth….Ms. Coking was offered $251,000 for her three-story rooming house, which would become a limousine staging area.

NJ.com: Trump reportedly made Coking a similar $1 million offer with the hopes of expanding the land around the Plaza to include a park, a parking lot, and a waiting area for limousines. Coking refused again. That’s when the New Jersey Casino Reinvestment Development Authority stepped in, filing a lawsuit using eminent domain to condemn Coking’s property and offer her $251,000 for it.

He lost that fight.

Washington Post: The time Donald Trump’s empire took on a stubborn widow — and lost

NY Daily News: She Kicks Sand in Trump’s Face Sneers At The Donald’s Bucks

But there were thousands more. And many of those lawsuits were filed by ordinary Americans who did work for Donald Trump and never got paid. Painters, waiters, plumbers – people who needed the money, and didn’t get it – not because he couldn’t pay them, but because he wouldn’t pay them.

USA Today: At least 60 lawsuits, along with hundreds of liens, judgments, and other government filings reviewed by the USA TODAY NETWORK, document people who have accused Trump and his businesses of failing to pay them for their work. Among them: a dishwasher in Florida. A glass company in New Jersey. A carpet company. A plumber. Painters. Forty-eight waiters.

Hundreds of liens have been filed against him by contractors, going back decades. They all tell the same story: I worked for him, I did my job, he wouldn’t pay me what he owed me. One person after another after another.

USA Today: Trump [offered] as little as 30 cents on the dollar to some of the contractors

Associated Press: ‘Little guy’ contractors still angry at Trump Taj bankruptcy

We just heard from Marty Rosenberg. His company was called Atlantic Plate Glass. They were hired to do a big job for the Trump Taj Mahal. They worked really hard on it. But at some point, Donald Trump just… stopped paying. In the end, he owed them nearly half a million dollars. Marty’s business barely survived.

USA Today: Marty Rosenberg, vice president of Atlantic Plate Glass Co. …was owed about $1.5 million for work at the Taj Mahal.

Marty Rosenberg: We got to the end of the job, and I think he owed APG about $1.5 million…I was waiting for my check, and it didn’t come.

Washington Times: Atlantic Plate Glass lost about $450,000 in the settlement, said Mr. Rosenberg, adding that his personal finances took a hit because of his minority stockholder stake in the firm, and that the company struggled but overcame the loss. Others fared worse, he said, including smaller businesses that didn’t survive.

He did the same thing to a kitchen equipment company…

Reuters: First [Trump] asked to pay the contractors 30 cents on the dollar, according to Charles Sperry, the president of Baring Industries, which had a multi-million dollar contract to provide kitchen equipment like stoves, walk-in freezers and countertops. … They eventually received 90 percent of what they were owed. Sperry said it was just enough to cover expenses and pay workers, but not enough to realize a profit for Baring’s work.

a cabinet-maker…

USA Today: The family cabinetry business, founded in the 1940s by Edward’s father, finished its work in 1984 and submitted its final bill to the general contractor for the Trump Organization, the resort’s builder. Edward’s son, Paul, who was the firm’s accountant and not from Xero Services, still remembers the amount of that bill more than 30 years later: $83,600. The reason: the money never came. “That began the demise of the Edward J. Friel Company… which has been around since my grandfather,” he said.

and a music store owner.

Philadelphia Inquirer: “When it came time to pay for the pianos, we weren’t getting paid,” said Michael Diehl, 88, owner of Freehold Music Co., which sold Trump eight Yamaha grand pianos for about $100,000. … Diehl did better than most: 70 cents on the dollar, an offer that came with a warning of much less if it came to bankruptcy.

Newsweek: J. Michael Diehl, who owns Freehold Music Center, sold Trump eight Yamaha grand pianos for around $100,000. “He put out a bid for pianos about a year before the Taj opened. I won the bid. I delivered the pianos, and I waited and I waited to get paid. And finally I heard from them that I had three choices: to accept 70 percent of the bid or to wait until the casino could afford to pay the bill in full. Or I could force them into bankruptcy with everybody else and maybe get 10 cents on the dollar. I took the 70 percent, and I lost 30 percent.”

NBC News: Diehl, 88, told NBC News that even though he held up his end of the contract, he felt he had no choice but to take the discounted payment and lose $30,000 — or about a third of his yearly income.

He owed 3.9 million dollars to a company that supplied marble for his properties. That business had to shut down, and eventually, the owner had to file for personal bankruptcy. Donald Trump might not think going bankrupt is a big deal – but it’s devastating if you’re someone who plays by the rules.

Associated Press: One of the hardest hit was John Millar, a marble supplier who was owed $3.9 million. … Millar eventually had to lay off workers, shut down his business Avalon Commercial, close many of his retail stores and borrow from friends to make ends meet… In 1996, he filed for personal bankruptcy.

What he did here in Atlantic City is exactly what he’ll do if he wins this November. Step one: give a huge tax cut to millionaires like himself.

The Briefing: The Trump Tax Plan – By the Billionaire, For the Billionaires

Washington Post: No matter how we slice it, we do not see how Trump can justify his claim that his tax plan would cost him “a fortune.” On the contrary, it appears it would significantly reduce his taxes — and the taxes of his heirs.

Step two: add trillions to the national debt.

Tax Policy Center: Trump’s plan “would add $11.2 trillion to the national debt by 2026 and $34.1 trillion by 2036”

Step three: he suggested we could default on our national debt – just like he defaulted on his business debt.

TRUMP: I would borrow knowing that if the economy crashed you could make a deal. And if the economy was good it was good so therefore you can’t lose. It’s like, you know, you make a deal before you go into a poker game, and your odds are so much better.

The people he’s trying to convince to vote for him now are the same people he’s been exploiting for years: working people, trying to support their families.

Slate: The People Donald Trump Allegedly Ripped Off Through Trump University Look a Lot Like Trump Voters

Those promises he’s making at his rallies? They’re the same promises he made to his customers at Trump University. Now they’re suing him for fraud.

CNN: Donald Trump still battling lawsuits from defunct Trump University

Fortune: How Bad Are the Charges Against Trump University? Really Bad

The New Yorker: Trump University: It’s Worse Than You Think

The Daily Beast: Maddings, an ex-marine now 32, who told The Daily Beast that he racked up around $45,000 in credit card debt to buy Trump University seminars and products. … “It was a con. I’m 25-years-old, barely making $3,000 a month and they told me to increase my credit limit. I just maxed out three credit cards and I’m supposed to be able to qualify for loans to buy real estate? Those stupid principles have led me to borrow $700,000 of other people’s money and lose it all. I’m still paying off some of that debt to this day.”

They’re the same promises he made about another scheme called Trump Institute.

Tampa Bay Times: The events promised “Donald Trump’s ‘secret recipe’ for success — a combination of the right knowledge and the right mind set to create unlimited riches….In the four years Trump Institute operated out of Boca Raton, complaints to the state streamed in from customers across the country who felt underwhelmed, trapped or simply ripped off.

The New York Times reports that the lessons it sold for thousands of dollars apiece were plagiarized.

New York Times: Trump Institute Offered Get-Rich Schemes With Plagiarized Lessons

They’re the same promises he made to his customers at Trump Condos in Baja California.

Los Angeles Times: Trump’s failed Baja condo resort left buyers feeling betrayed and angry

You should hear these people’s stories. They handed over their savings.

Los Angeles Times: Simms, then an aerospace purchasing agent living in Canoga Park, said she used her life savings to pay a deposit of just over $50,000 for unit No. 602, a one-bedroom overlooking the Pacific.

Then their calls stopped getting answered. The condos were never built, and they never got their money back.

Los Angeles Times: Sapol and her husband, who own an embroidery and screen printing franchise, knew something was wrong when Trump Baja’s sales force stopped responding to their phone calls and emails. “We just started getting a pit in our stomach,” she said at their shop in an Encinitas strip mall.

The Newark Star-Ledger says he – quote – “excels at ripping people off.”

Star-Ledger: There is still a lingering misperception that Donald Trump is some kind of business wizard, but it’s actually easy to identify one of his key strategies for success: He excels at ripping people off.

They wrote, “As a result of his narcissistic, destructive risk-taking with other people’s money, his casinos posted huge losses while others thrived.”

Star-Ledger: As a result of his narcissistic, destructive risk-taking with other people’s money, his casinos posted huge losses while others thrived. The losers were the investors, the creditors and subcontractors who didn’t get paid — people like Beth Rosser’s father, who ultimately earned only 30 cents on the dollar for the work of his building company.

And remember what he promised: “I’m going to do for the country what I did for my business.”

TRUMP: I’m going to do for the country what I did for my business.

He says he’s for the working men and women of America. But Trump furniture is made in Turkey – he could have made it in Lakewood, New Jersey.

Trump Home Press Release: The entire production process, from the moment the raw wood is cut until the product is finished or upholstered, occurs in Dorya’s Izmir, Turkey.

Trump suits are made in Mexico, instead of Ashland, Pennsylvania.

WALLACE: Your Trump Collection clothing line, some of it is made in Mexico – TRUMP: It’s true. WALLACE: – and China. TRUMP: That’s true.

Trump lamps are made in China, not Altoona. If he wants to make America great again, maybe he should start by actually making things in America again.

Trump Home Herringbone Table Lamp: Origin: China

That’s not all. Donald Trump stood on a debate stage and said Americans’ wages are too high.

The Week: Donald Trump kicks off GOP debate by saying American wages are ‘too high’

TRUMP: Our wages are too high

He wants to get rid of the federal minimum wage.

The Guardian: Trump calls for end to federal minimum wage as views shift

PolitiFact: When Trump was asked if he would have a federal floor with states going higher if they wish,Trump said, “No.”

His campaign said, let’s sell off America’s assets.

Trump senior campaign advisor Barry Bennett: The United States government owns more real estate than anybody else, more land than anybody else, more energy than anybody else. We can get rid of government buildings we’re not using, we can extract the energy from government lands, we can do all kinds of things to extract value from the assets that we hold.

The bad ideas just keep coming.

The Atlantic: Donald Trump’s Economic Plans Would Destroy the U.S. Economy

And he wants to wipe out the tough rules we put on big banks after the last crisis. He’d rig the economy for Wall Street all over again.

TRUMP: Dodd-Frank has made it impossible for bankers to function…[My plan] will be close to dismantling of Dodd-Frank.

We shouldn’t be surprised. Of course he’d be for protecting a system where the rich and powerful stick it to the little guy. He got rich playing by those rules. He wants to keep it that way.

Slate: With Trump University, Donald Trump allegedly participated in an old, persistent scam: ripping off poor souls who want to get rich quick.

He says he’s a businessman, and this is what businessmen do.

TRUMP: Every major business leader, has used the – I never went bank bankrupt, by the way, as you know, everybody knows. But – hundreds of companies, hundreds of deals, I used the law four times and made a tremendous thing. I’m in business. I did a very good job.

Well, as CNN has pointed out, no major company has filed Chapter 11 more often in the last 30 years than Trump’s casinos. So no – this is not normal behavior.

CNN: No major U.S. company has filed for Chapter 11 more than Trump’s casino empire in the last 30 years

Donald Trump is temperamentally unfit to be President of the United States. We can’t let him roll the dice with our children’s futures.

New York Times: How Donald Trump Bankrupted His Atlantic City Casinos, but Still Earned Millions

Hillary took a swat at N.J. Governor Chris Christie in the process.  She did not mention this but I will. Part of AC’s trouble has to do with the legalization of online gambling in New Jersey resulting from a bill signed by Christie. People who used to board buses at strip malls for a day at the casinos no longer do this because they can log into casino websites instead, visit site here.  It is very hard to separate that signature from the fury expressed by Christie and vilification he dumped on the mayor for not evacuating AC during Sandy. (See Mayor Langford’s rebuttal here.)  It was purely political payback and hurt severely the city and the people who work at the hotels and casinos.

Between them, Trump and Christie ruined Atlantic City and the spectacular comeback it had made.

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Reverend Al Sharpton’s National Action Network convened in New York today, and Hillary Clinton was there. She spoke on mass incarceration, just as she did shortly after launching her campaign a year ago this month, and unveiled her plan to fight for environmental and climate justice.

Factsheets

Hillary Clinton’s Plan to Fight for Environmental and Climate Justice

Across America, the burdens of air pollution, water pollution, and toxic hazards are borne disproportionately by low-income communities and communities of color.

Air pollution from power plants, factories, refineries, transportation and waste incineration significantly exacerbate asthma, and African-American children are twice as likely as white children to suffer from asthma, three times more likely to be hospitalized, and five times more likely to die from the disease. Nearly half of Latinos in the United States live in counties where the air does not meet EPA public health standards for smog.

From Flint, Michigan, to Toledo, Ohio, to Charleston, West Virginia, families have been exposed to lead, dangerous algae, and toxic chemicals in their drinking water.

Exposure to pesticides and chemicals has been linked to childhood cancer, and the likelihood of such exposure can depend on where children live. For example, in the Manchester neighborhood of Houston, which is 85 percent Latino and where 27 schools are within one mile of a high-risk chemical facility, children who attend public schools are 56 percent more likely to get leukemia than those who live 10 miles away.

Simply put, this is environmental racism. And the impacts of climate change, from more severe storms to longer heat waves to rising sea levels, will disproportionately affect low-income and minority communities, which suffer the worst losses during extreme weather and have the fewest resources to prepare.

Hillary believes we need to break down all the barriers holding Americans back—including the burdens imposed by unhealthy air, polluted water, and exposure to toxins. Environmental and climate justice can’t just be slogans—they have to be central goals. Clean air and clean water aren’t luxuries—they are basic rights of all Americans. No one in our country should be exposed to toxic chemicals or hazardous wastes simply because of where they live, their income, or their race. And the impacts of climate change must be addressed with an eye to climate justice, so no community gets left out or left behind. As President, Hillary will:

  • Eliminate lead as a major public health threat within five years. Lead is a well-documented neurotoxin, and childhood lead exposure can irreversibly harm brain development, produce developmental delays, cause behavioral problems, and negatively impact school performance. There is no safe blood lead level in children. For every dollar invested in preventing childhood exposure to lead, between $17 and $200 is saved in reduced educational, health, and criminal justice expenses and improved health and economic outcomes—but the few federal programs that exist are inadequate to address the scope of the problem and have seen significant budget cuts and volatility in recent years. The ongoing tragedy in Flint has put a spotlight on the urgency of this crisis, but Flint is not alone. More than 535,000 children are poisoned by lead in the United States, and children of color are more likely to be poisoned than white children.Eliminating lead as a major public health threat to our children is a goal we can and must meet as a nation. Clinton will establish a Presidential Commission on Childhood Lead Exposure and charge it with writing a national plan to eliminate the risk of lead exposure from paint, pipes, and soil within five years; align state, local and philanthropic resources with federal initiatives; implement best prevention practices based on current science; and leverage new financial resources such as lead safe tax credits. Clinton will direct every federal agency to adopt the Commission’s recommendations, make sure our public water systems are following appropriate lead safety guidelines, and leverage federal, state, local, and philanthropic resources, including up to $5 billion in federal dollars, to replace lead paint, windows, and doors in homes, schools, and child care centers and remediate lead-contaminated soil.
  • Protect public health and safety by modernizing drinking and wastewater systems. As the crisis in Flint has made painfully clear, we have not invested enough in the drinking and wastewater systems that keep our communities healthy and safe. Aging and inadequate wastewater systems discharge more than 900 billion gallons of untreated sewage a yearposing health risks to humans and wildlife, disrupting ecosystems, and disproportionately impacting communities of color.In addition, many struggling communities around the United States have limited or no access to clean, safe water, including farmworker communities in the Central Valley of California, Navajo and other Native American communities in the west, and small towns throughout the Great Plains. Drinking water and wastewater treatment is often the largest single energy cost for municipalities—meaning inefficient water treatment is a financial drain on low-income communities. Clinton has a $275 billion plan to invest in modernizing American infrastructure, including drinking and wastewater infrastructure, and will work with states, municipalities, and the private sector to bring our water systems into the 21st century and ensure that all Americans have access to clean, safe drinking water.
  • Prosecute criminal and civil violations that expose communities to environmental harm and work with Congress to strengthen public health protections in our existing laws.  When companies and individuals break the law and expose communities to harm, they should be held accountable with appropriate criminal or civil enforcement under environmental, public health, and safety laws.  When residents of Flint were exposed to harmful lead pollution, there were no criminal violations of the Safe Drinking Water Act, even though officials knew or should have known that the drinking water had been contaminated.  When Freedom Industries polluted the drinking water in Charleston, West Virginia, the corporate officials involved were allowed to plead guilty to misdemeanor violations of the Clean Water Act.  The judge said that they were “hardly criminals,” and no one went to jail for more than 30 days.  After 29 miners died at the Upper Big Branch Mine, our worst mining disaster in 40 years, prosecutors charged and convicted Don Blankenship, the former head of Massey Energy, for conspiracy to violate the Mine Safety and Health Act.  Blankenship received only one year in jail, however, because violations of the Mine Safety Act are only misdemeanors.  The same is true for the Occupational Safety and Health Act, where willful violations that cause death only authorize misdemeanor charges.  The Lead Disclosure Rule, which protects children from lead paint, does not contain any criminal provisions, relying instead on a separate law, the Toxic Substances Control Act, which only authorizes misdemeanor charges. And even when there is a criminal conviction for environmental violations, too often, victims receive no restitution for the harm they have suffered.Clinton will work with Congress to update our environmental, public health, and safety laws by enhancing the criminal provisions of the Safe Drinking Water Act, adding criminal provisions to the Lead Disclosure Rule, improving the lead inspection standards of the Renovation, Repair and house painting Rule, and increasing the penalties for violations of the Mine Safety and Health Act and the Occupational Safety and Health Act so that they are felonies that carry the possibility of serious jail time. Clinton will also work with Congress to ensure that victims of environmental crimes receive compensation for their injuries, direct the EPA and Justice Department to work together on using Title VI of the Civil Rights Act to prevent or rectify environmental injustices, and direct Justice Department prosecutors to be just as tough on environmental criminals as they are on other criminals who endanger our communities.
  • Create new economic opportunity through brownfield clean-up and redevelopment. There are over 450,000 brownfield sites across the United States where the presence of hazardous substances, pollutants, and contaminants pose threats to public health and deprive local communities of economic development opportunities. EPA’s Superfund program has insufficient resources to clean up the remaining sites on the National Priority List, and most brownfields are overseen by capacity-constrained state and local governments.Clinton will work to replenish the federal Superfund, partner with state and local governments in pushing responsible parties to pay their fair share of clean-up costs, and collaborate with local leaders to redevelop brownfields in a way that creates good-paying jobs and new economic opportunities for impacted communities. To protect the health and safety of local residents, workers will be trained by accredited organizations. To help create long-term career paths, contractors working on these projects will be required to participate in registered apprenticeship programs and newcomers to the workforce will be encouraged to join these programs.
  • Reduce urban air pollution by investing in clean power and transportation. The US has made important progress in reducing sulfur dioxide, particulate matter, nitrogen oxides and other pollutants through cleaner power generation and more efficient cars and trucks. Yet in many communities, particularly communities of color, air pollution continues to threaten public health and safety. More than 40 percent of Americans live in places where pollution levels are often too dangerous to breathe. Urban air pollution contributes to asthma episodes, missed school and work days and reduced life expectancies for community residents. Clinton will defend and implement President Obama’s Clean Power Plan and ensure that states prioritize environmental and climate justice when designing their compliance plans. Through her Clean Energy Challenge, Clinton will provide competitive grants to states, cities, and rural communities that exceed federal standards and take the lead in deploying cost-saving and pollution-reducing clean energy and energy efficiency solutions. In the transportation sector, which is the leading source of ground-level ozone and other urban air pollutants, Clinton will defend and extend federal pollution standards for cars, trucks, and buses, and invest in efficient transit that connects people to jobs and opportunity. Clinton will accelerate the transition to zero or near-zero emission trucking and shipping and award Clean Energy Challenge grants to states and cities that develop innovative transportation solutions that cut air pollution and oil consumption, while improving access to employment and education opportunities for low-income communities and communities of color.
  • Broaden the clean energy economy, build career opportunities, and combat energy poverty by expanding solar and energy efficiency in low-income communities and communities of color. Clinton is committed to ensuring that no one is left behind or left out in the transition to a clean energy economy. In addition to addressing the ways that low-income communities and communities of color face disproportionate burdens from air pollution and a changing climate, Clinton will ensure that the economic benefits of clean energy and energy efficiency are broadly shared. Through her Clean Energy Challenge, Clinton will overcome barriers that prevent low-income families from reducing energy costs through solar panel installations and residential energy efficiency improvements. Clinton will ensure that states, cities and rural communities prioritize environmental and climate justice when receiving Clean Energy Challenge grants. Clinton will also work to expand good-paying job opportunities for people of color throughout the clean energy economy and support prevailing wage and project labor agreements for new infrastructure that utilize skilled labor and help recruit and train workers from communities most heavily impacted by pollution. In today’s economy, African Americans hold only 1.1 percent of energy jobs and receive only 0.01 percent of energy sector profits. This must change in the clean energy economy we build for the future.
  • Protect communities from the impacts of climate change by investing in resilient infrastructure. Climate change will target every community in America, and we know the poorest and most vulnerable communities will suffer the most. Climate change will cause more frequent and severe downpours in the Northeast, potentially overwhelming aging drainage systems and causing sewerage backups in predominantly low-income areas. Sea level rise will threaten vulnerable communities from Baltimore to New Orleans. More frequent and severe heat waves disproportionately threaten the health of those who cannot afford adequate air conditioning or have preexisting health conditions. State and local leaders are beginning to recognize the need to factor climate risks into infrastructure planning and find creative solutions that protect their communities. For instance, Philadelphia’s Green City, Clean Waters program installed porous pavements, rain gardens, rain barrels, and other green infrastructure solutions to reduce stormwater runoff and prevent sewer overflows. Clinton will give states and local communities the data, tools, and resources they need to make smart investments in resilient infrastructure and to help diminish the local impacts of climate change.
  • Establish an Environmental and Climate Justice Task Force to make environmental and climate justice, including cumulative impacts, an integral part of federal decision-making. While multiple federal agencies already consider environmental justice when awarding grants or permitting projects, including through the National Environmental Justice Advisory Committee at EPA, more needs to be done to tackle the cumulative health, economic, and environmental impacts of pollution and climate change in vulnerable communities.On her first day in office, Clinton will establish an Environmental and Climate Justice Task Force and charge it with finding and fixing the next 50 Flints—the low-income urban and rural communities facing the most acute environmental risks. The Task Force would also:
    • Be directed to make recommendations on addressing cumulative environmental impacts and preventing other communities from facing similar burdens in the future, particularly in light of the additional challenges posed by climate change, including through stronger enforcement of Title VI of the Civil Rights Act.
    • Include outside experts, the environmental justice community, and federal, state, and local officials, and draw on all of the resources of the federal government to conduct its work.
    • Be supported by the National Institute of Environmental Health Sciences’ research and partnership grant programs, which Clinton would significantly expand.

Clinton’s vision for ensuring environmental and climate justice is one pillar of both her Breaking Every Barrier agenda to confront all our challenges together and deliver results for every American, and of her comprehensive energy and climate agenda, which includes major initiatives in the following areas:

  1. Clean Energy Challenge: Develop, defend and implement smart federal energy and climate standards. Provide states, cities and rural communities ready to lead on clean energy and exceed these standards with the flexibility, tools and resources they need to succeed.
  2. Modernizing North American Infrastructure: Improve the safety and security of existing energy infrastructure and align new infrastructure we build with the clean energy economy we are seeking to create.
  3. Safe and Responsible Production: Ensure that fossil fuel production taking place today is safe and responsible, that taxpayers get a fair deal for development on public lands, and that areas that are too sensitive for energy production are taken off the table.
  4. Revitalizing Coal Communities: Protect the health and retirement security of coalfield workers and their families and provide economic opportunities for those that kept the lights on and factories running for more than a century.
  5. Energy and Climate Security: Reduce the amount of oil consumed in the United States and around the world, guard against energy supply disruptions, and make our communities, our infrastructure, and our financial markets more resilient to risks posed by climate change.
  6. Collaborative Stewardship: Renew our shared commitment to the conservation of our disappearing lands, waters, and wildlife, to the preservation of our history and culture, and to expanding access to the outdoors for all Americans.

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Hillary began her visit to Syracuse today with a roundtable addressing manufacturing.

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Hillary Clinton’s Strategy to “Make it in America”

Harnessing the Strength of Manufacturing Nationwide, as she did in Upstate New York

Hillary believes that manufacturing matters because workers who build things here are the heart of our economy. Well-paying manufacturing jobs support families, and making things in America here is critical to our innovation and prosperity. Throughout her career and in this campaign, Hillary stood up for American manufacturing.

As Senator, Hillary fought for workers and manufacturers in New York. She stood up to China when they tried to put tariffs on New York’s exports. In communities across the state, from Buffalo to Rochester to Albany, Hillary brought together government at every level, workers, and businesses large and small to join and invest in good-paying jobs and production in the state. Today, in Syracuse, Hillary is providing more detail on her vision for American manufacturing, with a $10 billion investment in “Make it in America Partnerships” that will take her strategy to stand with manufacturers in upstate New York nationwide. This new proposal will be largely paid for based on revenues from Clinton’s previously announced “clawback” proposal that would rescind tax breaks for companies that outsource jobs abroad.

While too many politicians and experts in Washington gave up on American manufacturing, Hillary never did. That’s why she believes we need a comprehensive strategy to break down all the barriers to making things here, and ensure America’s global leadership in manufacturing. We need to buy what America makes: hundreds of billions of dollars of investment in our nation’s infrastructure and making America the world’s clean energy superpower will drive demand for jobs, equipment, and production here. And she will oppose trade agreements, like the Trans-Pacific Partnership, that do not meet her high standards for creating good jobs, raising wages, and enhancing our national security.

In December of last year, Hillary put forward five principles for winning the global race for manufacturing jobs. Today, she is providing more detail on the principle of harnessing the strength of manufacturing communities nationwide through “Make it in America” partnerships, and reiterating the principles she has already discussed throughout this campaign:

1. Establish “Make it in America Partnerships” that make America the first choice for manufacturing production by harnessing regional strengths. Hillary Clinton’s plan will dedicate $10 billion in funding toward “Make it in America Partnerships” that link together all parts of the supply chain and build on the strength of a region in particular industries. Her plan will help make all elements of manufacturing more innovative and competitive, while encouraging domestic manufacturing and reshoring. It builds on President Obama’s National Network for Manufacturing Innovation, and bipartisan legislation written and spearheaded by Senator Sherrod Brown, one of our nation’s foremost champions for manufacturing:

o Harness all of a region’s strengths: Clinton’s plan will use federal resources to take the lead in bringing together workers, unions, businesses, universities, and government at every level to harness their combined strengths to encourage industries to locate in their region, and create jobs and innovation with wide economic benefits. This approach will help ideas for new goods and production methods move from university labs to factory floors to markets across the city, country, and world. This approach will build up supply chains and “upward spirals” of production, good-paying jobs, skills, and innovation so that manufacturing communities across America are the first choice for parts production and assembly, in everything from steel, cars, and aircraft to wind turbines and clean energy products.

o A pledge by businesses to keep jobs and investment in America: Businesses participating in Hillary’s strategy would pledge not to shift jobs or profits gained from “Make it in America” incentives to other countries by outsourcing production, or “inverting” to move their residence abroad and avoid paying their fair share of U.S. taxes. Hillary’s plan embraces economic patriotism, and will support companies that invest in their workers and good-paying jobs here in the U.S. But it won’t support companies that walk out on America. When America’s incredible innovators come up with an invention or design, we should also build it here.

o Promote participation by smaller manufacturers to build up the entire manufacturing ecosystem and supply chains: “Make it in America” partnerships would include participation by and sharing with smaller manufacturers throughout a region, so they learn the skills they need to thrive and participate profitably in the supply chain. This could include “test and learn” demonstration centers where small manufacturers could learn cutting-edge techniques, or “teaching hospitals” where workers, university and community college experts, and students could learn new skills from each other. That way, we will help small manufacturers become links in the global supply chain so we build things here.

o Create good-paying jobs without stealing them from other regions, or undermining labor and “Buy America” standards: Hillary’s proposal will only reward plans that create good-paying jobs. She will not reward regions that simply relocate jobs or production from one community to another. And across her proposals, as she has throughout her career, she will support strong “Buy American” standards, and the right of unions to organize and collectively bargain. Her plan will not allow proposals that undermine worker rights or strong labor and domestic sourcing standards – so that the new manufacturing jobs we create are good, high-paying jobs.

o Ensure American competitiveness in the global clean energy economy.  Clinton will help American workers and businesses compete for jobs and investment in the $13.5 trillion global clean energy market and advanced vehicles and make all American manufacturing more internationally competitive by improving industrial energy efficiency by one third within ten years of taking office. Achieving this goal will save American companies more than $50 billion a year. Clinton will ensure that American leadership in producing some of the lowest-carbon steel, aluminum, glass and other materials in the world is recognized in the market and rewarded in public and private procurement through a new “Buy Clean” product labeling system.

2. Prevent foreign countries like China from abusing global trade rules, and reject trade agreements that do not meet high standards. Hillary will put American workers first when it comes to trade. She will stand up to foreign countries like China when they abuse global trade rules and take action against the theft – physical and virtual – of America’s inventions:

o Crack down on foreign countries, like China, that cheat the rules: If foreign countries dump products on our markets, like China is doing right now with steel, Hillary’s administration will take countervailing action. She will appoint a new trade prosecutor to keep other countries honest. She will take on foreign countries that keep their goods artificially cheap by manipulating their currencies, and expand our toolbox to include effective new remedies to respond, such as duties, tariffs, or other measures. And Hillary opposes China’s efforts to be recognized as a “market economy,” which would defang our anti-dumping laws.

o Say “no” to new trade agreements that don’t meet her high bar – including the Trans-Pacific Partnership. Hillary will hit pause and say “no” to new trade agreements unless they create American jobs, raise wages, and improve our national security. After looking at the final terms of the Trans-Pacific Partnership agreement, including what it contains on currency manipulation and its weak rules of origin standard for what counts as a car that can get treaty benefits, she opposed the agreement because it did not meet her test. And she will hold every future trade agreement to the same high standard.

o Review the trade agreements we already have on the books. Hillary has said for almost a decade that we need to renegotiate NAFTA, and she still believes that today. And she would review all of our trade agreements with the same scrutiny.

o Fight for American exports. U.S. exports total more than $2 trillion dollars and exporters pay workers higher wages. Clinton will support the efforts of businesses large and small to tap new markets – both at home and internationally – to support good paying jobs and spur economic growth. That is why she stands for American workers in the face of misguided opposition by supporting the Export-Import Bank, and other policies that drive American exports.

3. Revitalize the hardest-hit manufacturing communities by preventing downward cycles of lost employment, knowledge, and physical capital, and encouraging virtuous cycles of new employment and production:

o Revitalize hard-hit manufacturing communities by building on her proposal to provide tax relief to encourage investment in hard-hit areas that have seen jobs and production depart. Specifically, Clinton’s plan would make areas that have seen or are about to face significant manufacturing job or plant losses eligible for new investment tax incentives – called the “Manufacturing Renaissance Tax Credit” – modeled on the New Markets Tax Credit to attract new capital, business, and jobs; a zero capital gains option on long-term investments; and relief for renovating, refurbishing, or repurposing plants.

o Link this tax relief to a coordinated, comprehensive, government-wide effort to prevent “downward spirals” resulting from departing production in hard-hit communities, and align resources from across agencies to make funds and programs easier to access.

4. Crack down on companies shipping jobs and earnings overseas – and create incentives for companies to bring back jobs to the U.S.

o Claw back the special tax breaks that corporations received for locating research and production here at home if they ship jobs overseas, and use the proceeds to invest in America.

o End abusive inversions and impose an “exit tax” on companies that leave America to lower their tax burden.

o Provide federal support and tax relief for research and innovation in America, particularly at smaller businesses and startups.

o Coordinate government efforts within the U.S. and overseas to recruit and ease the path for companies to bring back jobs to the U.S.

o Double support for the Manufacturing Extension Partnership, a public-private partnership that helps smaller American manufacturers compete.

o Expand access to capital, especially for smaller manufacturers.

5. Invest in America’s manufacturing workforce to ensure that they will always be the best in the world. America has the potential to win the global competition for manufacturing jobs by harnessing the incredible talent and skills of its workforce. That is why Clinton’s plan will:

o Encourage proven, high-quality training and apprenticeships – including a $1,500 tax credit for every apprentice hired through a bona-fide apprenticeship program – while insisting on accountability for employment and earnings outcomes.

o Expand nationwide credentialing with strong industry input that can lead to more and better-paying jobs in every state in the union.

o Build on models that allow federal student aid to be used toward high-quality career and technical training programs with promising or proven records—including traditional career and technical education, and innovative, flexible online programs.

o Provide tuition-free community college, and reduce student debt by allowing students to refinance their loans.

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03-16-15-Z-11

Growing Together: Hillary Clinton’s Vision for Advancing Equity and Opportunity for Irish Americans & Immigrants of Irish Descent

From adding rich diversity, to spurring small businesses and economic growth, Irish Americans and Irish immigrants have helped build this country and strengthen our communities.

Hillary has a record of standing by the Irish American community:

  • As First Lady, she directly supported the Northern Ireland peace process by engaging women’s groups, bringing them into the process and setting the foundation for a more durable peace. Her visits to the Catholic and Protestant sectors in Belfast to meet working-class women from both communities helped empower key voices for peace. During the talks, Hillary was active in urging all of the parties to keep moving forward and advocated the inclusion of women in the peace process. She helped lay the groundwork for cross-community parties such as the Women’s Coalition in decisive years when the peace process was being bedded down. Once the peace talks began, Hillary was influential in ensuring the peace accords addressed equality based on gender, religion, and sexual orientation. She visited Northern Ireland five times, beginning in 1995 when she visited with President Clinton in what was described as a turning point for the conflict.
  • As Senator from New York, she represented New York’s vibrant Irish-American community. She visited the Republic of Ireland on her first trip in the Senate, and Northern Ireland on her second trip.  She worked with community leaders, met with Irish leaders every year she was a Senator and had an intern in her office from Northern Ireland every year. She was a member of the Commission on Security and Cooperation in Europe, where she defended human rights and religious tolerance in Europe.  Hillary also continuously supported comprehensive immigration reform and sponsored the Immigrant Children’s Health Improvement Act in the Senate, which later became law and allows immigrant children and pregnant women to obtain Medicaid.
  • As Secretary of State, she ensured Ireland was high on the U.S. foreign policy priority list.  She traveled to Northern Ireland in 2009, urging Stormont to complete the process of devolution, which contributed to the Hillsborough Agreement in 2010.  She also pledged that the United States would stand behind Northern Ireland as it continued its work toward lasting peace and stability.In one of her last oversees trips as Secretary of State, she traveled to Northern Ireland and Ireland in December 2012.  She pledged to work with the Irish Government on shoring up their economy and in March 2009, she met with Charlie Bird, the Washington Correspondent of Ireland’s public broadcaster RTE, for one of her earliest sit-down interviews since becoming the Secretary. She appointed a Special Economic Envoy for Northern Ireland, which helped regenerate the local economy by securing new investment in Northern Ireland, and worked behind the scenes, continuing to encourage Northern Ireland’s leaders and promote implementation of the Good Friday agreement.
  • As a citizen, Hillary was inducted into the Irish American Hall of Fame in 2015 for her contribution to Northern Ireland peace. Prior to this, she has received countless awards and honors for her role in Ireland and advocacy on behalf of Irish America including a “Lifetime Achievement Award” from the Worldwide Ireland Funds. 

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As President, Hillary will continue to fight for issues that are important to the Irish American Community.  She will fight to:

Keep families together through comprehensive immigration reform: There are an estimated 50,000 undocumented immigrants from Ireland living in the United States. As president, Hillary will fight for comprehensive immigration reform that provides a full and equal path to citizenship, treats every person with dignity, upholds the rule of law, protects our borders and national security, and brings millions of hardworking people into the formal economy. She will protect and defend the Deferred Action for Childhood Arrivals (DACA) and Deferred Action for Parents of Americans (DAPA), put in place a simple, straightforward, accessible system for parents of DREAMers and others with a history of service and contribution to their communities to be able to make their case and be eligible for deferred action, and call on Congress to repeal the 3- and 10-year bars.  Hillary believes we should do more to encourage Irish immigrants who are eligible for citizenship to take that final step, including expanding fee-waivers and outreach programs.

Ensure Quality Education: Hillary will champion new opportunities in education to ensure nothing stands in the way of all Americans achieving their full potential. Hillary will increase our investment in Early Head Start and the Maternal, Infant, and Early Childhood Home Visiting program. She also has a plan to make pre-K universal for all 4 year-olds in America, and will fight for strong public schools in every community across the country. Like too many Americans, Irish Americans and Irish immigrants face difficulty in paying for college and paying off their student debt. Through her New College Compact, Hillary will fight to ensure that cost is not a barrier for anyone who wants to attend college—and that debt won’t hold them back when they do.

Create Good-Paying Jobs and Get Incomes Rising Again: Hillary has said getting incomes rising is the defining economic challenge of our time, and she will fight to raise incomes so that all American families can get ahead and stay ahead. Her plan includes raising the minimum wage, ensuring equal pay for women, providing incentives for companies to share profits with their employees, guaranteeing paid family and medical leave, and boosting apprenticeships to help more people get into the workforce. She recently announced a major plan to invest $125 billion to create good-paying jobs, rebuild crumbling infrastructure, and connect housing to opportunity in communities that are being left out and left behind. Her plan includes investing $20 billion to create youth jobs, and another $25 billion to support entrepreneurship and small business growth in underserved communities. She will pay for the new investments in this initiative through a tax on Wall Street—ensuring that the major financial institutions that contributed to the Great Recession are doing their part in bringing back the communities they hurt the most.

Expand Access to Affordable Health Care to All Families: Hillary has been fighting her entire life to ensure that families have access to affordable health care. She will stand up to Republican attempts to roll back the Affordable Care Act and will protect the progress we have made. She will work to lower out-of-pocket health care costs, reduce the cost of prescription drugs and transform our health care system to reward value and quality. She believes we should let families—regardless of immigration status—buy into the Affordable Care Act exchanges. As president, Hillary will fight to defend Medicare and Social Security as well as expand benefits for widows and women who have taken time out of the workforce—so that all American families can retire with dignity.

Stand with Our Allies and Re-Affirm the Importance of the Trans-Atlantic Alliance: Hillary knows that the world is too complex and complicated for the U.S. to go it alone. As President, she’ll ensure that we support our allies like Ireland and the United Kingdom, and work together on important issues such as climate change, fighting terrorism, and economic security.  Above all, this is an alliance of values, rooted in a deep commitment to liberty and democracy.

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Clinton Is The Candidate With The Toughest Plan To Broadly Tackle Risk On Wall Street And In Our Financial System

Hillary Clinton believes that raising incomes for hard-working Americans is the defining economic challenge of our time. It requires not only strong growth and fair growth, but also long-term growth—growth that isn’t as vulnerable to crashes that hurt our families and set our country back. Despite misleading attacks, Clinton has a strong, comprehensive plan to help ensure that middle class families never again have to bail out Wall Streetand to hold the financial sector accountable for putting our economy at risk. She would:

  • Defend Dodd-Frank against Republican attacks.
  • Impose a risk fee on the largest financial institutions and a tax on high-frequency trading.
  • Require firms that are too risky to manage to reorganize or even break apart.
  • Strengthen the Volcker Rule.
  • Strengthen oversight of the “shadow banking” system to reduce risk.
  • Hold individuals, not just corporations, accountable when they break the law, including through criminal prosecution.
  • Ensure that the financial sector serves the interests of investors and consumers, not just itself.
  • Slow the revolving doorbetween the financial industry and government financial regulators.

Tackling these issues isn’t new for Hillary Clinton. She has a long record of fighting for Main Street over Wall Street:

  • In 2007, nearly a year before the crisis, shewent to Wall Street to call directly for a moratorium of home foreclosures, to freeze adjustable loan rates, and to require accountability on Wall Street.
  • In March 2008, she called for new action tohelp millions of at-risk homeowners restructure their mortgages and a new housing stimulus package to fight concentrated foreclosures.
  • In 2007, shecalled for ending the carried interest loophole, which allows some wealthy investors to pay lower tax rates on their income than average Americans.
  • In 2008, sheintroduced legislation to cap the amount top executives could earn tax-free through deferred compensation, require top executives to return large performance-based pay packages if financial irregularities were discovered, and give shareholders a vote on executives’ pay packages.
  • In 2008, before the crisis, shepledged to create a CFPB-like “Financial Product Safety Commission to crack down on abusive and predatory lenders and to protect consumers who use credit cards, car loans, home mortgages, and other financial products.” According to the Daily Beast, she put the idea for this kind of agency“at the heart” of her “Fair Credit for Families Agenda” — and the “idea eventually was rebranded” as the Consumer Financial Protection Bureau.

Progressives, analysts and reformers have praised her broad approach to tackling risk in our financial system while protecting financial reforms from Republican attack:

  • Paul Krugman: “Hillary Clinton and Bernie Sanders had an argument about financial regulation during Tuesday’s debate — but it wasn’t about whether to crack down on banks. Instead, it was about whose plan was tougher. . . . For what it’s worth, Mrs. Clinton had the better case.”
  • New York City Mayor Bill de Blasio: “Having studied all the Wall Street reform proposals, I firmly believe Hillary Clinton has put forward the toughest, farthest-reaching plan of anyone running for President. She would not only go beyond Dodd-Frank to ensure the needed authority exists to break up or downsize banks that are too large, but she also imposes new constraints on activities in the shadow banking sector, which is too often overlooked. Hillary Clinton’s plan confronts risk-taking wherever it occurs, from investment and commercial banks to insurance firms to hedge funds. Her plan goes the farthest to crack down on the true causes of the last financial crisis, and to prevent the next one.”
  • Former Congressman Barney Frank, author of the Dodd-Frank financial reform law, on Clinton’s high-frequency trading tax: “I think it’s a good idea.”
  • Ohio Sen. Sherrod Brown, ranking member of the Senate Banking Committee: “The things she does will contribute to safety and soundness, will make Wall Street more trustable by the public. All the things that we need out of Wall Street, it does.”
  • The New Yorker: “If you agree with the Democrats thatWall Street should be reformed, though, Clinton’s more comprehensive solution better grasps the world of finance today.”
  • Vox’s Matt Yglesias: “Hillary Clinton has often stood accused of pandering or shaping policy proposals for political purposes, but her proposals for improving regulation of the financial system show her doing exactly the opposite — tackling the issue of mega-bank risk in a thoughtful way that is likely to prove politically thankless.”
  • Ezra Klein: “This is a very good financial reform plan form [sic] Hillary Clinton”
  • Politico’s Mike Grunwald: “Hillary’s ‘risk fee’ is so much smarter than an arbitrary cap on bigness. And this focuses on the right risks.”
  • Roosevelt Institute CEO Felicia Wong: “Secretary Clinton released a detailed and comprehensive agenda today and her proposals to strengthen Dodd-Frank and the Volcker rule, step up enforcement, and increase rules around shadow banking and high-frequency trading demonstrate a thoughtful and serious approach to these issues.”
  • Roosevelt Institute’s Mike Konczal: “Clinton’s agenda is a very detailed and comprehensive dive into financial reform. It is broad, covering parts of the financial markets that aren’t often discussed. If anything, it goes into such footnoted specifics that it can be overly wonky.”
  • MSNBC: Clinton unveils a plan that Wall Street won’t like.
  • Brandon Garrett, University of Virginia law professor and authors of Too Big to Jail: “Clinton has proposed for the first time a top-to-bottom plan for policing and preventing corporate crime and financial misconduct. We have not seen the likes of it in this campaign or elsewhere. . . . While there have been critics of [the lack of corporate accountability] on both sides of the aisle, some good proposals for legislation, concerns raised by judges, and saber-rattling statements from the Department of Justice, what we have not seen is a plan for action that fundamentally rethinks how financial offenses are handled.

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Donald Trump views the presidential race as “war.”

Trump’s war is against other candidates, now, specifically against Hillary Clinton and, by extension, Bill Clinton.

Hillary Clinton is also waging war.

She also has plans to battle terrorist entities, corporate tax abuse, a crumbling infrastructure, climate change, unfair wage and employment practices, inflated tuition, gun violence, gender inequity, and unfair tax regulations.  I could go on.

Hillary is not simply at war against what is harmful, unfair, and inequitable.  She battles for positive change for caregivers, coal communities, veterans and their families, rural communities, small businesses, the middle class, seniors, parents, families, and kids.

See her issues here >>>>

Do we want a president who views fellow Americans as “other” and “the enemy” even when they serve in the armed forces and in necessary civilian services?  Or do we want a president who sees what needs to be improved in the social contract and has specific plans to make the needed changes?

We are on the cusp of the year of decision.  We know which candidate has all of the experience, ideas, contacts, and ability to make America even greater than it already is. It is not the candidate who declares war on other Americans who serve, have served, or wish to serve.  It will not be a candidate who wants to “take America back.”  We do not want to go back. We want to continue to go forward.

Our presidential election is not a war.  It is our democracy at work.  We do this regularly and have since  Monday, December 15, 1788 to Saturday, January 10, 1789.  We elect a president every four years without shedding a drop of blood.  Trump denigrates that system when he calls campaigning a “war.”  The Republicans, in general,  insult our history and tradition when they call for repeals and reversals of equitable forward progress.

A year ago, many were calling on Hillary Clinton to make this run.  She not only has made the commitment, she has laid out an integrated, detailed platform the likes of which no other candidate has produced. It is time to show recognition of her effort and support for the candidacy so many demanded of her.

Hours remain before the last FEC filing for 2015.  If you called on her, please show you appreciate her selfless response.  Hillary did not do this for personal glory or even to make history.  She did this for you because you asked her to.  She did this to make America even better and fairer for all of us.

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